Beck Finance Group has over 30 years of combined experience in the mortgage and lending industry. We have developed very good relationships with all of the major lenders and banks over the years and we use those connections to your advantage when negotiating the terms of your Loan Modification or Short Sale.
Our mission is to set the highest standard of service and ethics in the Loan Modification industry. We are committed to quality customer care and putting the needs of the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. We will also take clients Pro Bono if certain qualifications are met.
To date, Beck Finance Group has succesfully completed and closed hundreds of difficult loan modifications and short sales all over the country. We can assist in almost any situation regardless if you have missed payments, have poor credit, no equity in your home or experiencing a financial hardship. We will submit your file for the Making Home Affordable goverment program and also any internal loan modifications that are offered by your lender.
You will realize that in delicate matters such as this, having the proper representation will make the difference between winning and losing.
Ask about Commercial Loan Modifications! If you are struggling to pay your business loan, we can help.
In today's market, we can convince the lender of first lien holders to lower the principle amount to the present market value. (ex: a homeowner owes $600,000 on first but the appraised value is $500,000. We can convince the lender to lower the loan amount to $500,000.) That is a $100,000 reduction in principle for the client
Under many conditions lenders will accept the property back
from the borrower as full payment in order to save the time and expense of going through the foreclosure process.
Our job is to convince the lender it's in their best interest to accept the property as payment in full.
Note: A deed in lieu will also prevent
the lender from filing a 1099 on their loss which is regular income to the borrower.
Primary homes, investment homes and second homes can qualify for loan modifications. It does not matter what your credit score is. It does not matter how high your loan balance is. What does matter is your total picture on your housing. We are experts at evaluating your housing picture and helping you qualify for lower payments with your current lender.
